17 September 2026Established 2026 · English edition
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UAE opens five-year retail sukuk with Dh1,000 minimum investment

Ministry of Finance launches second sovereign retail T-Sukuk issuance with profit rate announcement scheduled for September 22.

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The UAE Ministry of Finance opened subscription for a five-year sovereign retail sukuk with a minimum investment of Dh1,000, the second issuance under its Sovereign Retail T-Sukuk Programme. The profit rate for the five-year instrument will be announced on September 22, 2026. The sukuk is available to UAE residents and nationals through Dubai Financial Market's eIPO platform, the iVestor app, the DFM app and digital channels operated by participating banks.

Subscription channels and listing#

Investors can subscribe using digital platforms operated by Dubai Financial Market and participating banks. The sukuk will list on Nasdaq Dubai following completion of allocation and settlement, after which secondary market trading will begin. The instrument is fully backed by the UAE Government and structured as a Shariah-compliant investment. The Dh1,000 minimum subscription threshold remains unchanged from the first issuance.

First issuance results#

The inaugural retail T-Sukuk offering earlier in 2026 attracted Dh445 million in subscription orders against an initial target of Dh50 million. Demand led the Ministry to increase the issuance size to Dh100 million. The first issuance ran for two years with an annual profit rate of 4.30 percent, distributing returns every six months. Approximately 76 percent of subscription demand came from investments of Dh10,000 or below, and UAE nationals made up 72 percent of investors.

Investor composition and trading#

Subscribers under 25 years of age and women together represented 45 percent of the investor base in the first issuance. The inaugural T-Sukuk completed allocation and settlement before listing on Nasdaq Dubai, with secondary market trading commencing on July 2, 2026. The second issuance maintains the Dh1,000 minimum investment requirement and extends the tenor to five years. Subscription details and the profit rate will be confirmed on September 22, 2026.

Sources1 source across 1 domain

  1. gulfnews.comGulf NewsUAE Ministry of Finance announced second five-year sovereign retail sukuk issuance with Dh1,000 minimum investment, profit rate due September 22, 2026; first issuance attracted Dh445 million against Dh50 million target

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Filed underuae retail sukukministry of financesovereign debtnasdaq dubaishariah compliant

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